Move every health claim from intake to decision with less drag.

InsureAI keeps every required review layer distinct while turning IPD and OPD claims into policy-backed, audit-ready outcomes.

5

Independent review layers

4

Outcome types prepared

1

Evidence trail retained

CLM-24891

Ready for adjudication

High confidence

Recommended payable

Rs 82,460

Suggested deduction

Rs 11,240

Bill parsed
126 line items
Tariff matched
8 deductions
Policy adjudicated
Eligible
FWA review
2 flags
Audit note
Generated
Review areaFindingOutcome
Room rentAbove tariffDeduct
ConsumablesNMERemove
ProcedureWithin planPay

The adjudication journey

The claim does not just get processed. It gets resolved.

The scroll path keeps the required sequence explicit. The cards beside it show what changes for the reviewer at each point.

Scroll path

1

Billing

Bills, line items, NME

2

Tariff

SOC, packages, rates

3

Adjudication

Policy, benefits, limits

4

FWA

Fraud, waste, abuse

5

Audit

Reasons, notes, trail

Inputs

Documents become line items reviewers can trust.

Bills, invoices, consumables, procedures, room rent, and supporting documents are parsed into structured charge lines before any payout view is prepared.

Bill review complete

Rate context

The billed amount is compared before policy logic starts.

Hospital tariff, SOC limits, package rules, contracted rates, and rate mismatches are reviewed as their own step instead of being buried inside billing.

Tariff exceptions isolated

Policy position

Eligibility and benefits shape the payable recommendation.

Policy benefits, exclusions, limits, waiting periods, clinical context, and eligible deductions are applied to prepare the claim outcome.

Policy outcome prepared

Exception lane

Risk signals are isolated before payout.

Suspicious patterns, inflated charges, duplicates, and review-worthy anomalies move into an exception lane instead of slowing every claim.

Exceptions isolated

Decision record

The final outcome carries its reasons forward.

Pay, deduct, flag, or reject outcomes are packaged with clear notes so reviewers can defend the decision and improve the next one.

Audit trail ready

What gets measured

Every claim is checked against the inputs that actually decide the outcome.

Inputs

Documents converted into claim context

Bills, policy details, hospital data, and clinical records are arranged before review starts.

Rules

Tariff and policy logic applied clearly

Rate checks, benefit limits, exclusions, and eligibility are surfaced without mixing the steps together.

Exceptions

Review risk separated from routine work

Suspicious charges, duplicates, inflated billing, and manual-review triggers move into a focused lane.

Evidence

Reasons carried into the final packet

The amount, adjustment, exception, policy basis, and reviewer note stay attached to the outcome.

What comes out

A cleaner packet for the reviewer.

Once the path is clear, the interface stays focused on what the team can act on: structured charges, rate variance, policy basis, exception context, and the final record.

See it on your claims

Structured bill view

Turns line-item noise into a clear view of payable charges, non-payable items, and deductions.

Line-item categorization
NME identification
Deduction preparation

Rate variance summary

Highlights where billed rates diverge from hospital tariff, SOC, package, and contracted-rate rules.

Tariff validation
SOC checks
Rate mismatch review

Policy basis

Connects benefits, policy limits, clinical context, and deductions into a review-ready payout outcome.

Benefit validation
Payout recommendation
Reason codes

Exception brief

Pulls suspicious patterns and inflated charges forward so teams can focus attention where it matters.

Fraud signals
Waste review
Abuse indicators

Decision record

Keeps the reason, evidence, and reviewer trail attached to the payout outcome.

Decision trail
Reviewer notes
Outcome history

Audit-ready outcome

Every decision needs a clear reason.

By the time a claim reaches the end of the page, the same thing should be true in production: the amount, the deduction, the flag, and the reason are all visible together.

01

Hospital tariff validation

02

SOC and package checks

03

Policy benefit validation

04

NME detection

05

Deduction adjustments

06

Medical scrutiny

07

FWA flagging

08

Audit-ready decision notes

Final CTA

Give every claim a cleaner path to resolution.

Move high-volume claims through a cleaner review path with less manual drag and a clearer reason behind every payout.

See the Demo

Built for

TPAs, insurers, and high-volume claim teams.